Ghanaian payroll involves three statutory obligations: PAYE income tax withheld at source and remitted monthly to GRA, SSNIT tier-1 pension (13.5 % employer + 5.5 % employee = 18.5 % combined) remitted to SSNIT, and tier-2 occupational pension (5 % employee contribution) paid to an approved pension fund. All three have separate filing portals, different contribution tables and strict monthly deadlines with significant penalties for late remittance.
PAYE tax bands and SSNIT contribution rates are updated periodically. The payroll spreadsheet continues applying old rates for months after a change, resulting in under-remittances and penalty notices from both GRA and SSNIT.
Automated payroll engine with current GRA PAYE tax bands and SSNIT tier-1/tier-2 statutory rates updated centrally — each payroll run applies the correct rates without manual intervention.
Monthly employer returns to GRA (PAYE) and SSNIT take half a working day to prepare, verify and submit using two different portals and two different file formats.
Auto-generated payslips and statutory returns in the exact format required by GRA and SSNIT — one click to download and upload, no manual formatting or re-entry.
Correct rates, auto-generated statutory returns, on-time filing.
