Payroll + SSS / PhilHealth / Pag-IBIG

Philippine payroll is the most multi-agency statutory obligation in Southeast Asia: withholding tax on compensation filed via BIR (Form 1601-C), Social Security System (SSS) contributions remitted to the SSS portal, PhilHealth premiums to the PhilHealth member portal, and Pag-IBIG (HDMF) contributions to the Virtual Pag-IBIG portal — each with different contribution tables, deadlines and payment references.

01
Obstacle

SSS, PhilHealth and Pag-IBIG contribution tables are updated at different times of the year. The payroll spreadsheet carries stale rates for months after each update, resulting in under-remittances and penalty letters.

Solution

Automated payroll engine with current contribution schedules for all three agencies, updated centrally — each payroll run applies the correct rates without manual intervention.

02
Obstacle

Preparing and submitting separate monthly remittances to SSS, PhilHealth and Pag-IBIG takes half a working day, using three different portals and three different file formats.

Solution

Auto-generated payslips and remittance files in the exact format required by each agency portal — SSS ML2, PhilHealth RF-1 and Pag-IBIG MCRF — ready for direct upload.

Three agencies, one payroll run

Correct rates, auto-generated remittance files, no manual rework.