Estonia is the top hub for tech startups: #1 unicorns per capita worldwide. Skype (Microsoft USD 8.5B), Wise (NYSE USD 11B), Bolt (Klarna investors), Pipedrive (Vista USD 1.5B), Veriff (Tiger Global). 4b2b supports cap table, ESOP and option vesting, multi-currency SaaS billing EUR/USD/GBP, EU EUREKA and H2020 grant accounting.
We closed a seed round — investors want a real-time cap table.
Cap table module: common/preferred shares, options, SAFE/convertible. Investor portal with historical snapshots and dilution calculation. Notary acts in e-Business Register automatically.
We sell SaaS in the US — how to book USD revenue?
Multi-currency invoices: USD invoice converted to EUR at Bank of Estonia mid-rate on issue date. Exchange differences post automatically to 67 (gain) / 57 (loss) accounts.
Employee options — how to declare on TSD?
ESOP module: grant date, exercise price, vesting schedule. Taxable spread on exercise declared on TSD Part A line 14 (Other income). Social tax (33 %) does not apply to options.
The 4b2b ecosystem combines e-Residency, EMTA, X-Road and ID-card in one platform. Industry configurations activate by NACE code.
