X-Road (X-tee in Estonian) is Estonia's secure data exchange layer between state e-services — the world's first nation-level security protocol. 4b2b is connected to X-Road and can query, on a consent basis, data from the e-Business Register, Population Register, Bank Register and other registries, with every exchange creating a digital audit trail.
When I add a new partner, I have to type all data by hand — company name, address, board.
X-Road query to e-Business Register: you enter the registry code (8 digits), the platform pulls automatically: company name, location, board members, capital, EMTAK code, status (active/bankrupt). Profile fills in 2 seconds.
For payroll I need an employee's personal code and address — do I have to ask them on paper?
X-Road query to Population Register: on consent basis, returns by personal code: full name, date of birth, residence, citizenship. The employee gives consent digitally via Smart-ID — no paper needed.
We type bank transfer data by hand each time — errors are frequent.
X-Road query to Bank Register (e-Arve standard): you enter the IBAN, the platform validates and pulls the account holder name + bank (Swedbank, SEB, LHV, Coop Pank). Wrong IBAN triggers a warning before saving.
The entire 4b2b ecosystem is built for the Estonian market — from e-Residency through EMTA and X-Road to ID-card / Smart-ID signatures.
