01
Challenge
You run a payment app and must implement PSD2 SCA.
Answer
BankID 2.0 OpenID Connect is used as SCA factor. The platform handles the step-up flow automatically when transaction triggers hit thresholds (€30, 5 cumulative transactions).
Industries · BANKING AND FINTECH
Banking and fintech — Finanstilsynet + PSD2 SCA
Oslo is Scandinavia's second largest financial center after Stockholm. Norwegian fintech companies are under Finanstilsynet (Financial Supervisory Authority) and PSD2 (transposed into Norwegian law in 2018). 4b2b supports SCA via BankID, AML/KYC with PEP screening, Open Banking integration with DNB/Sparebank 1/Nordea, and automated MiFID II/IFR reporting.
02
Challenge
The AML system must screen new customers against PEP and sanctions lists.
Answer
KYC module integrates Refinitiv World-Check + Lexis ProcurePass — checks against 1M+ PEP records and OFAC/EU sanctions lists. Re-screening every 24h.
03
Challenge
You must report transactions over NOK 100K to Økokrim monthly.
Answer
The TRR report (Transaction Reporting) is generated automatically from the ledger with flagging of suspicious transactions. Delivered via Altinn.
Built for your field in Norway
The 4b2b ecosystem combines Altinn integration, EHF, SAF-T and BankID in one platform. Industry configurations activate by NACE code.
